January 2021 SSI Payment Calendar

If you are looking for the January 2021 SSI Payment Calendar, look no further. We can help you. If you are receiving Supplemental Security Income (SSI) benefits, knowing when your payments will be deposited each month is important to planning ahead and making sure your bills are paid and you know when your money will be available to you for withdrawal.

In the post below, we have explained in detail how the 2021 SSI Payment Schedule works and provide you with the specific dates on which your January benefit payments will be deposited into your account.

This Post will Cover:

Electronic Payments are required for SSI Benefits
How the SSI Payment Schedule Works

January 2021 SSI Payment Calendar
Complete 2021 SSI Payments Calendar
SSI Benefits Questions and Answers

Electronic Payments are Required for SSI Benefits

Congress passed a law that moved all SSI payments from paper checks to electronic payments. The law went into effect on March 1, 2013.

The Social Security Administration (SSA) has therefore stopped mailing paper checks and current and new SSI recipients are required to receive their benefits electronically.

There are two ways you can receive your SSI benefits electronically:

First, you can choose to have them direct deposited into a checking or savings account with a bank or credit union.

The other option is to sign up for a Direct Express Debit Card, which works similar to a traditional bank debit card and is accepted anywhere Debit Mastercards are accepted.

You can also use your Direct Express debit card to make purchases and also get cash back at the grocery store or to purchase money orders at the post office.

If you do not sign up for direct deposit, the Social Security Administration will make the choice for you and send your SSI payments to you via Direct Express debit card.

How the SSI Payment Schedule Works

If you receive Supplemental Security Income (SSI), you will receive your payments on the 1st of each month.

The exception is when the 1st falls on a weekend or holiday.

If the first falls on a holiday, then you will receive your payment the business day before.

However, if the first falls on a weekend, you’ll receive your payment on the preceding Friday.

Exceptions

If you started receiving benefits (SS or SSDI) Prior to May 1997, or you are currently receiving both Social Security and SSI payments, you will receive your payments on the 3rd of each month.

Also, if the 3rd falls on a weekend or holiday, you will receive your payment on the preceding Friday.

If the 3rd falls on a holiday, then you will receive your payment the business day before.

However, if the 3rd falls on a weekend, you’ll receive your payment on the preceding Friday.

Since January 1st, 2021 falls on a holiday (New Year’s Day), SSI payments for the month will be deposited on Thursday, December 31st, 2020.

If you receive your payment via a bank account or a prepaid debit card like the Direct Express Debit card, you should see your benefits in your account on or before Thursday, December 31st.

Both SS and SSI Recipients

Since January 3, 2021, is on a Sunday and the weekday before (Friday) is a holiday (New Year’s Day), you will receive your benefits on Thursday, December 31st, 2020.

2021 SSI Payments Calendar

Here is the complete 2021 Supplemental Security Income Payment Schedule for your reference.

This shows when you can expect your benefits payments for the rest of the year.

2021	SSI Only	Both SS & SSI
January	31-Dec-2020	31-Dec-2020
February	1	3
March	1	3
April	1	2
May	30-Apr-2021	3
June	1	3
July	1	2
August	30-Jul-2021	3
September	1	3
October	1	1
November	1	3
December	1	3

2021 Social Security Payment Calendar

Here is the complete Social Security payment calendar as published by the Social Security Administration.

It includes payment schedules for Social Security retirement benefits (SS) and Social Security Disability Insurance (SSDI) benefits

SSI Benefits FAQs

Here are the most frequently asked questions about the SSI benefits when it comes to payments.

Which pays more – SSDI or SSI?

People on SSDI generally receive much bigger payments than those on SSI.

For example, in 2020, the average SSDI payment is around $1,237 per month, whereas the maximum SSI payment is $783 per month for an individual.

How Much Will I Recieve in SSI Benefits?

The basic monthly SSI payment for 2020 is the same nationwide. It is:
—$783 for one person.
—$1,175 for a couple.

However, not everyone gets the same amount. You may get more if you live in a state that adds money to the federal SSI payment.

Should I try to Work while getting SSI?

If you are able to work while receiving SSI benefits and you earn money, your SSI check will decrease.

However, because less than half of your gross earnings are counted by SSI, you will usually have more money working than when you were not working.

If you currently have a monthly income, half of anything you earn over $85 per month will be deducted from the maximum amount of benefits in order to determine your SSI amount.

What is the Ticket to Work program?

The Ticket to Work Program provides people receiving Social Security disability benefits (SSDI or SSI) more choices for receiving employment services.

The main goal of the program is to assist people on disability benefits in reducing their reliance on disability benefits and become self-sufficient.

For more information about the program, click here.

Do you get health benefits with SSI disability?

If you are approved for SSI disability benefits, you are automatically eligible for Medicaid benefits.

Unlike SSDI benefits where there is a wait time to get Medicare, with SSI, there is no wait time to get Medicaid.

Can I keep my benefits if I move out of the U.S.?

Whether or not you are able to keep your disability benefits if you move outside of the United States depends on several factors, including:

What type of benefits you receive
Where you move to

How long you reside outside of the country

Under most circumstances, if you receive Supplemental Security Income (SSI) benefits and leave the U.S., your benefits will stop after 30-days and cannot be reinstated until you return to the U.S.

Who is on SSI?

Here is a breakdown of SSI Recipients by age groups for 2019.

Disabled Adults (Ages 18-64) – 58%
Elderly (Ages 65 or higher) – 28%
Disabled Children (Under Age 18) – 14%

If I get married, will it affect my benefits?

If you marry, your spouse’s income and resources may change your SSI benefit; or
If you and your spouse both get SSI, your benefit amount will change from an individual rate to a couple’s rate.

Benefits for a widow, divorced widow, widower or divorced widower

You cannot get benefits if you remarry before age 60; and
You cannot get benefits if you are disabled and remarry before age 50.

Divorced spouse’s benefits

Generally, your benefits end if you remarry.

Benefits for a child under age 18 or student ages 18 or 19

Benefits end if you marry.

How is SSI Different from Social Security?

Social Security retirement benefit is financed by FICA tax on employment income.

Eligibility for Social Security and how much you receive in benefits are based on work history.

However, SSI is needs-based and is not tied to employment history.

Can I receive workers’ compensation and SSI?

Generally, if you are receiving workers’ compensation, you probably won’t be eligible to receive SSI benefits.