President Biden has signed the third stimulus bill into law, and the IRS started sending out checks on March 12, 2021. Those checks will be going to 85% of American households. Therefore, if you are wondering “Where is my stimulus check?”, we can help you figure that out. In this post, we will explain what you should do if you did not receive the first stimulus check of $1,200 and the second round of stimulus for $600.
Next, we will provide details about the third stimulus payment for $1,400 and who is eligible.
Furthermore, we will provide a timeline for the third stimulus check and when you can expect your check, including how your check will be sent.
Lastly, we will answer the most frequently asked questions about the third stimulus check package.
This will include whether dependents are eligible for a payment, how much they’ll get, and whether you will get a stimulus payment if you did not file your 2019 or 2020 tax returns.
This post will cover:
- What can I do if I did not receive a First or Second Stimulus Check?
- Third Stimulus Check for $1,400 Update
- Third Stimulus Check Eligibility and Income Limit
- Where is My Stimulus Check? (Third Stimulus Deposit Timeline)
- How Will I Recieve my Stimulus Check?
- Third Stimulus Check FAQs
What can I do if I did not receive a First or Second Stimulus Check?
If you are missing any stimulus payment (round one, two, or three), here’s what you can do.
First, it is important to know that stimulus checks are sent by direct deposit, paper check, or EIP prepaid debit card.
If you do not receive your payment via any of the above methods, then here’s what you can do:
First, the IRS has set up a website for you to claim any missing payment.
Also, you can claim any missing stimulus money owed to you or your dependents during tax season this year (2021) and next year, 2022.
Third Stimulus Check for $1,400 Update
Here’s the latest update on where things stand with the Third Stimulus Check for $1,400.
President Joe Biden signed the American Rescue Plan Act of 2021 on Thursday, March 11th, 2020.
The bill, which has a price tag of $1.9 trillion provides several direct payments to individuals and families, including the third round of stimulus payments of $1,400.
The House of Representatives passed the bill on February 27.
The Senate passed their version of the bill exactly one week later, on March 6.
Since the Senate made changes to the House version of the bill, the House had to vote on the Senate version of the bill.
That was done on Tuesday, March 9, 2021.
President Biden then signed the final bill into law on Thursday, March 11, 2021.
Here’s who is eligible for the third round of stimulus payments and when you can expect your check.
Third Stimulus Check Eligibility and Income Limit
Here’s the income limit for the Third Round of stimulus checks signed into law by President Biden.
The numbers below are based on Adjusted Gross Income (AGI).
|Full $1,400 per person maximum (based on AGI)||Not eligible (based on AGI)|
|Single taxpayer||Less than $75,000||$100,000 or more|
|Head of household||Less than $112,500||$150,000 or more|
|Married couples filing jointly||Less than $150,000||$200,000 or more|
The payments are based on either 2019 or 2020 income.
If you have filed your 2020 tax returns already, your 2020 income will be used to determine your eligibility for the $1,400 stimulus payment.
Who is NOT eligible?
If you fall under the income categories below, then you are not eligible for a stimulus payment.
- Individuals who earned more than $80,000
- Married couples who earned more than $160,000, and
- Heads of household who earned more than $120,000
Where is My Stimulus Check?
The IRS started mailing the third stimulus checks starting on March 12, 2021.
Checks will be sent via:
- Direct Deposit
- Paper Check
- Stimulus Debit Card
Here’s the possible timeline for when you can expect your stimulus check.
|Process Remaining for Stimulus Bill||Actual and Future Possible Dates|
|House of Representatives Passes Bill||February 27, 2021|
|Senate Passes Stimulus Bill||March 6, 2021|
|House of Representatives Votes on Senate Bill||March 9, 2021|
|Stimulus bill signed into law by President Biden||Thursday, March 11|
|First direct deposit check sent by IRS||March 12 (pending), March 17 (official)|
|First paper checks sent by IRS||Week of March 22|
|First EIP Prepaid Debit Card sent by IRS||Week of March 29|
|IRS deadline to finish sending checks||Dec. 31, 2021 (mandated by the bill)|
|Last date to receive a check||January 2022 (if checks sent late December)|
|Claims for missing stimulus money open||2021 tax season likely (in 2022)|
How Will I Recieve my Stimulus Check?
The IRS stated mailing the third stimulus payment starting on March 12, 2021.
Checks will be sent via:
- Direct Deposit
- Paper Check
- Stimulus Debit Card
Your payment will be delivered to the bank account the IRS has on file for you – if you received a refund through that account.
However, if the IRS does not have bank account information for you, here’s what will happen:
The IRS will mail you a paper check or Stimulus Debit Card to the mailing address they have on file for you (the one you listed on your last tax return).
Furthermore, if you did not file a tax return in 2019 or 2020, and you used the nonfilers tool because you don’t file taxes, the IRS will likely use that same information to deliver your third payment.
Third Stimulus Check FAQs
Here are the most frequently asked questions about the third round of stimulus checks for $1,400 recently passed by Congress.
Will I get a check if I did not file a 2019 or 2020 tax return?
If you did not file tax returns because your income doesn’t reach the filing requirement threshold, here’s what you should expect:
The IRS will send a third stimulus payment based on whatever information, if any, they have on you.
That information potentially could come from the Social Security Administration, Railroad Retirement Board, or Veterans Administration if you’re currently receiving benefits from one of those federal agencies.
If you currently receive SSI, SSDI, Social Security, or VA benefits, you’ll generally receive your third stimulus payment the same way that you get your regular government benefits.
That is, if you get your government benefits by direct deposit, then your third stimulus check will be deposited into the same bank account.
Also, if you get your government benefits by the Direct Express card or another prepaid debit card, then you will get your third stimulus payment on that card.
However, if the IRS doesn’t send you a third stimulus payment, you can claim it as a refund or reduction of the tax you owe when you file a 2021 tax return.
Will the third stimulus Payment be taxed?
No. Similar to the first and second stimulus payments, the third stimulus check for $1,400 will not be taxed.
That is because the stimulus check is considered an advanced payment of the Recovery Rebate tax credit for the 2021 tax year.
As a result, it will not be counted as taxable income.
Furthermore, you won’t be required to repay any stimulus check payment when filing your 2021 tax return, even if your third stimulus check is greater than your 2021 credit.
Additionally, if your third stimulus payment is less than your 2021 credit, you’ll get the difference when you file your 2021 return next year.
Will Children Get the $1,400 Stimulus?
Yes. Families who meet the income thresholds to receive a $1,400 stimulus check will also get $1,400 per child.
Therefore, a family of four (two parents and two dependents) could receive a total of $5,600.
Will Adult Dependents Get the $1,400 Stimulus?
Unlike the first and second stimulus payments, the third stimulus bill has broadened the definition of a qualifying dependent.
For the third stimulus, a qualifying dependent includes both children and adults of any age who fit the legal criteria.
Eligible families can receive $1,400 per dependent.
Therefore a household of four (two parents and two dependents) could receive a total of $5,600.
Will College Students and Young Adults Living at Home get Stimulus?
Here’s what you need to know about dependents according to the third stimulus bill.
Anyone who can be claimed as a dependent on someone else’s tax return (whether or not they’re actually claimed as a dependent) won’t receive a third stimulus payment.
Therefore, no payments to children living at home who are 17 or 18 years old, or to college students who are 23 or younger at the end of the year who don’t pay at least half of their own expenses.
However, unlike with the first- and second-round payments, the person claiming the college student or young adults as a dependent – typically their parents – will get an extra $1,400 per dependent added to their third stimulus payment.
Also, the extra payment applies to any dependents – regardless of their age.
This means that adult children caring for their elderly parents can get the additional payment if they can claim their parents as dependents.
What If you did not get the third Stimulus Check?
If you have not received your third stimulus check by the suggested timeline above, here’s what the IRS is saying you have to do:
You can use the IRS’ “Get My Payment” portal to check the status of your third stimulus check.
For a step-by-step process on how to use the “Get My Payment” portal to check the status of your third stimulus payment, click here.
Where is my Stimulus Check Summary
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Be sure to check out our other articles on:
Third Stimulus Check FAQs
EIP Card – Stimulus Debit Card FAQs
What is the Third Stimulus Check Release Date?
Second Stimulus check for $600: Update
Direct Express Stimulus Check Deposit Date
Examples of Social Security Scam Calls
Direct Express Dispute Resolution Help
2022 Social Security Payment Dates
How to Transfer Money from EIP Card