What is the Third Stimulus Check Release Date for 2021?

The IRS started sending the $600 stimulus beginning in early December 29, 2020. But while not all eligible individuals have received the second round of stimulus checks, Congress is working on the third round of stimulus for $1,400. In this post, we will detail the Biden administration’s $1,400 stimulus check and who qualifies. We will explain when experts predict the third stimulus check release date for 2021 will be and when you can expect your stimulus payment.

However, first, we will review the first and second rounds of stimulus checks and how they have helped in pushing the government for a third round.

Furthermore, we will explain the $1.9 trillion coronavirus relief plan from President Biden what is included in the bill for American households.

Finally, we will answer any questions you may have about the second and third rounds of stimulus payments.

"Third stimulus check release date 2021"

Why there is a push for another Stimulus Package

The United States is close to 500,0000 deaths due to the COVID-19 virus. While there is no sign of things turning around in the next few months, there is a growing call for more direct help to Americans.

Part of that is a push for the third round of direct payments, in the form of stimulus checks.

First Round of Stimulus Checks

The first round of stimulus checks went out last year in April 2020.

In the first round, each eligible individual received a maximum amount of $1,200, and each eligible child received $500.

The IRS sent direct deposits to those it had information for and checks and Stimulus Prepaid Debit card to others.

Second Round of Stimulus Checks

As the Coronavirus got worse in the fall of 2020, there was another push for more direct payments from the government.

Even though there was a push for $2000 maximum payments in the second round of stimulus, that did not happen.

The House of Representatives passed a bill in December 2020 to send $2,000 checks to eligible individuals.

President Trump supported the $2,000 payments.

However, when the bill got to the Republican-controlled Senate, it was reduced to $600.

Therefore, the second round of stimulus checks was $600 to eligible individuals and $600 to eligible children.

President-Elect Biden’s Promise

While campaigning for the Senate run-off elections in Georgia, then President-Elect Biden promised that if Democrats took control of Congress, he will send the $2,000 checks.

In fact, he meant he will send the remainder of the $2,000 check, which means there will be another stimulus check for $1,400 should Democrats take over the Senate.

Since the Democrats won the Georgia Senate elections, and as a result took control of the Senate, Biden has promised he will make sending the $1,400 check a priority.

Will there be a Third Stimulus Check for $1,400?

Congress is close to completing a $1.9 trillion coronavirus relief plan pushed by President Biden.

Included in his proposal is a plan for the third round of stimulus checks of $1,400.

It is expected that Republican lawmakers will push back on the size of Biden’s relief package.

However, it appears Democrats have the votes in both the House and the Senate to pass the 1,400 direct payment stimulus proposal.

Who Qualifies for the $1,400 Stimulus Payment?

For the first two stimulus checks, the income limit to receive the full amount was up to $75,000 for individuals and $150,000 for married couples.

However, people with higher income got smaller payouts as their incomes rose, until the payments cut off entirely for higher-income families.

In the first round, individuals who made $99,000 and married couples who made $198,000 did not get a check.

In the second round, the phaseout was slightly lower — $87,000 for individuals and $174,000 per married couple.

Changes in Income Limit for the Third Stimulus

However, it has been proposed that the third stimulus should lower the income threshold to qualify for payments.

The goal is to send the checks to those who need them most – which are lower-income individuals and families.

One idea is to limit the income to get the full $1,400 check to individuals making $50,000 or less and married couples with income of $100,000 or less.

The House Democratic Proposal

Democrats in the House of Representatives are pushing forward with a plan to send the full $1,400 payment to individuals with adjusted gross incomes up to $75,000.

For heads of households, that limit will be up to $112,500 to get the full $1,400.

Finally, couples making $150,000 would get a $2,800 payment.

Furthermore, the plan is to cut off the checks entirely for individuals earning $100,000, heads of household earning $150,000, and married couples earning $200,000.

According to this proposal, about 84 percent of American households would receive full payment and an additional 6.8 percent would get a partial payment.

How about Stimulus Payments for Kids?

Under the House Democratic plan, parents of children would receive an additional $1,400 per child.

Therefore, a family of four would potentially receive $5,600 in total stimulus payments if the plan is approved.

Furthermore, Democrats are separately moving forward with a plan for a child tax benefit of $3,600 per child per year for those younger than 6.

Additionally, the plan will provide $3,000 per child per year for those ages 6 to 17.

Third Stimulus Check Release Date

The new round of $1,400 payments would not go out until after Congress passes the bill.

The Senate and the House took the first step in that process by approving a budget resolution. Now Congress is working out the final details.

White House Stimulus Check Date

The Biden White House is hopeful that the legislation will be completed before mid-March.

Once the legislation is signed, payments should start going out in a matter of days.

Using the experience from the last round of $600 stimulus payments, the $1,400 checks could go out within three weeks via direct deposit.

However, mailed checks and prepaid debit cards take slightly longer.

Third Stimulus Check Release Date FAQs

Here are the most frequently asked questions about the third stimulus check release date and package in general.

What is the Timeline for the Third Stimulus Check?

According to CNET, here’s the possible timeline we can expect for the third round of stimulus checks based on what is happening in Congress.

Timeline for Third Round of Stimulus Checks

Stimulus check passes CongressFriday, March 12Monday, March 22
Stimulus bill signed into lawSunday, March 14Tuesday, March 23
First direct deposit check sentWeek of March 22Week of March 29
First paper checks sentWeek of March 29Week of April 5
First EIP cards sentWeek of April 5Week of April 12
Claims for missing stimulus money openMay 3May 3

How soon could everyone get their stimulus checks?

It took fewer than three weeks from the date the second stimulus bill passed in December for the IRS and Treasury Department to send about 147 million payments.

It is expected that the third round of stimulus checks will follow the same timeline.

Whom do I call about my stimulus check?

If you are eligible for a stimulus check and did not receive a check, or have questions about your check, contact the IRS.

First, you can contact the IRS online at www.irs.gov/coronavirus/get-my-payment to check the status of your payment.

However, you will need your Social Security number or taxpayer ID number to successfully check your status online.

Also, you can call the IRS about your payment but that could take longer to speak to a live person.

Why is the Third Stimulus $1,400 and not $2,000 as Biden Promised?

The $1,400 figure came about because Congress had the chance to pass the $2,000 stimulus in December 2020 but did not come to an agreement.

In fact, the House even passed a bill in December – the CASH Act – that would have sent the $2,000 checks.

However, it was blocked by Republicans in the Senate and never became law.

Then President-Elect Biden promised that should Democrats win control of the Senate through the Georgia runoffs, he will send the remainder of the $2,000.

Therrefore, third round of stimulus is $1,400 ($600 second-round checks + $1,400 third-round checks = $2,000).

Third Stimulus Check Release Date Summary

Here’s the bottom line:

The IRS started sending the $600 stimulus beginning in early December 29, 2020.

Many Americans anticipated a third round would include $2,000 checks in addition to the second round of $600 stimulus payments.

However, Biden instead plans to “top up” that $600, for a total of $2,000.

This means that if you are eligible, you will receive $1,400 under Biden’s proposal.

Under the proposal by Democrats, here’s the income limit to get a full check:

  • Individuals with adjusted gross incomes up to $75,000.
  • Heads of households with adjusted gross incomes up to $112,500
  • Finally, couples making $150,000 would get a $2,800 payment.

The Biden administration is hoping Congress will finish the legislation before mid-march, and checks could go out within days after that.


We hope this post on the third stimulus check release date was helpful.

If you have further questions about Social Security or Disability benefits, please let us know in the comments section below.

Be sure to check out our other articles on Social Security and Direct Express, including
Second Stimulus Check for $600 Update
Questions about Second Stimulus Check
Social Security Stimulus Check Update
Direct Express Stimulus Check
Replacement Social Security card online

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