Direct Express Stimulus Check (IRS Extends Deadline)
If you receive federal benefit payments via the Direct Express debit card and did not receive your Stimulus check on your card, we can help you. The IRS has extended the deadline for those who have not received their Economic Impact Payment or Stimulus checks to register and claim their money. However, you have to act fast. In this post, we will walk you through how to get your Direct Express Stimulus check.
In addition, we will walk you through how to fill out the IRS non-filer tool online to claim your payment.
Finally, we will answer the most frequently asked questions about Economic Impact Payment.
In this article:
- Direct Express Stimulus Check Update
- I did not receive my Stimulus Check. What Should I do?
- What is the Deadline to request Stimulus Checks?
- Direct Express Stimulus Check FAQs
Direct Express Stimulus Check Update
If you currently receive your federal benefits through Direct Express, your stimulus check or Economic Impact Payment should be automatically deposited into your account.
Most eligible Social Security and Supplemental Security Income (SSI) recipients do not need to take any action in order to receive their Economic Impact Payment.
However, cardholders with qualifying children need to take additional steps in order to receive the full amount of their Economic Impact Payment.
If you have a qualifying child, here’s what you need to do:
Visit the IRS Economic Impact Payments Information Center website for more information.
Click here to be taken there.
I did not receive my Stimulus Check. What Should I do?
If you have not received a stimulus check and don’t normally file a federal income tax return, you are not alone.
According to the IRS, nearly nine million people who don’t normally file federal income taxes still need to register in order to receive their economic stimulus checks.
Here’s what you need to do to get your check.
Step 1 – Register with the IRS
The first step to getting your check is to register as quickly as possible using the IRS Non-Filers tool.
The tool will not be available after Nov. 21 due to the IRS preparing for the 2020 federal income tax filing season.
Click here to use the tool to register for your check.
Step 2 – Enter your Information
Once you visit the IRS Non-Filers tool, click on the “Enter your information” link as shown in the image below.
Here’s the information you will need to provide to claim your payment:
- Full name, current mailing address, and an email address
- Date of birth and valid Social Security number
- Bank account number, type, and routing number, if you have one
- Identity Protection Personal Identification Number (IP PIN) you received from the IRS earlier this year if you have oneTaxpayers who previously have been issued an Identity Protection PIN but lost it, must use the Get an IP PIN tool to retrieve their numbers
- Driver’s license or state-issued ID, if you have one
- For each qualifying child during 2019: name, Social Security number or Adoption Taxpayer Identification Number and their relationship to you or your spouse.
Next, you will be taken to the page below. Click on the “Get Started Link” to continue.
Step 3 – Create an Account with the IRS
To complete the registration process, you first have to create an account with the IRS to register for your stimulus check.
You will be asked for the following to create an account, as shown in the image below.
- Email Address
- User ID
- Phone number
However, if you already have an account with the IRS, click the “Sign In” link as shown in the image below.
Step 4 – Complete Registration Process
Once you have created an account or signed in:
You will be directed to a screen where you will input your filing status (Single or Married filing jointly) and personal information.
Make sure you have a valid Social Security number for you (and your spouse if you were married at the end of 2019).
Furthermore, make sure you have a valid Social Security number or Adoption Taxpayer Identification Number for each dependent you want to claim for the Economic Impact Payment.
In addition, check the “box” if someone can claim you as a dependent or your spouse as a dependent.
Finally, enter your bank information.
If you do not provide or have a bank account, the IRS will send you a check in the mail instead.
What Happens After I Register with the IRS?
You will receive an email from Free File Fillable Forms, a trusted IRS partner.
The email will either show you have successfully submitted your information, or tell you there is a problem and how to correct it.
Free File Fillable forms will use the information to automatically complete a Form 1040 and transmit it to the IRS to compute and send you a payment.
What is the Deadline to request Stimulus Checks?
If you have not yet received your Economic Impact Payment, time is running out for you to act.
The IRS has extended the deadline to claim stimulus checks.
If you have not yet received your check, you now have until November 21 at 3 p.m to claim your check if you fall under one of the following categories:
- You did not file a 2019 federal tax return
- If you have not already received a stimulus check or Economic Impact Payment
- You have not already registered for an Economic Impact Payment
Then, use Non-Filers: Enter Payment Info Here by November 21 to register for your payment.
Social Security benefit recipients who already received a $1,200 payment now have until November 21 to register for a payment for their spouse or qualifying child.
Direct Express Stimulus Check FAQs
Here are the most frequently asked questions about Direct Express stimulus checks
When will I receive my Stimulus Check?
Most eligible Social Security and Supplemental Security Income (SSI) recipients received their payments to their Direct Express card in May.
However, if you did not receive your payment in May, follow the instructions above to register with the IRS and claim your payment.
Will I receive my stimulus check on my Direct Express card?
The IRS will pay Economic Impact Payments automatically to the existing Direct Express card accounts of most eligible people that receive:
- Social Security
- Supplemental Security Income (SSI)
- Veterans Benefits
- Railroad Retirement Board Benefits
In addition, Direct Express cardholders who filed a 2018 or 2019 tax return and did not get a stimulus payment need to take additional steps.
If you fall into that category, visit the IRS Economic Impact Payment page for information on how to get your payment.
Will I be charged any additional fees for receiving my Stimulus Payment on my Direct Express card?
You will not be charged any fees for receiving your stimulus payment on your Direct Express card.
Will I be charged any ATM Fees for taking out my Stimulus Payment from my Direct Express card?
Direct Express cardholders will receive one free ATM withdrawal for their Economic Impact Payment deposit.
This is in addition to the free withdrawal for each benefit payment deposit the cardholder receives.
Will the IRS Contact Me about my stimulus payment?
The answer is no. The IRS will not call, email, or text you about your Economic Impact Payment.
However, you will receive a letter about your Economic Impact Payment in the mail.
It will be sent to your last known address within 15 days after the payment is made.
In addition, the IRS will not contact you to request personal or bank account information.
As a result, be careful when responding to websites and social media attempts that request personal information.
There are a lot of scammers and thieves out there looking to steal Economic Impact Payments.
Direct Express Stimulus Check Summary
We hope this post on the Direct Express stimulus check was helpful.
If you have further questions about Direct Express Card, Social Security, or Disability benefits, please let us know in the comments section below.
Be sure to check out our other articles on Social Security and Direct Express, including Update on Social Security Stimulus Checks (including Second Stimulus Check) and Top Questions and Answers on Direct Express.