IRS Stimulus Check Status Tracker (2021 Guide)

If you are trying to use the IRS Stimulus Check Status tracker, we can help. In this post, we are going to help you find out when your next stimulus payment is expected to hit your bank account or get mailed. Also, if you are a non-filer (like SSA, SSI, or SSDI recipients), you can use the tool to see if you will get a check.

At the end of this article, you will know how to use the IRS stimulus Tracker to get your stimulus check deposit dates and the timeline from the IRS on when they plan to send direct deposits, checks in the mail, and stimulus debit cards.

However, first, we will explain in detail the eligibility criteria for the stimulus package.

Next, we will provide the timeline and deposit dates.

Also, we will show you how to check your stimulus status with the IRS.

Lastly, we will answer the most frequently asked questions about the stimulus check for $1,400 or the first two rounds of payments.

This post will cover:

• Third Stimulus Check Eligibility and Income Limit
• The IRS Stimulus Check Timeline
• IRS Stimulus Direct Deposit Dates
• How to use IRS Stimulus Check Status Tracker
• Stimulus Check FAQs

Third Stimulus Check Eligibility and Income Limit

Here’s the income limit for the Third Round of stimulus checks signed into law by President Biden.

How much you are eligible for in the third round of stimulus depends on your income.

In general, the IRS will use the most recent tax return information it has on file to determine eligibility for the stimulus payments.

That means that if you are yet to file your 2020 return, your 2019 return will be used.

Here’s the income eligibility for stimulus round three based on Adjusted Gross Income (AGI) from your tax returns:

$1,400 for qualifying adults
2,800 for qualifying couples who file a joint tax return
$1,400 for each dependent child under the age of 17
$1,400 for each qualifying adult dependent

If you’re a single filer, your payment is reduced if your adjusted gross income (AGI) is above $75,000.

For married couples filing jointly, the phaseout begins at an AGI of $150,000. If you file as head of household, the reductions begin at $112,500.

Here is a summary of the income thresholds for the third stimulus payments.

The payments are based on either 2019 or 2020 income.

If you have filed your 2020 tax returns already, your 2020 income will be used to determine your eligibility for the $1,400 stimulus payment.

Who is NOT eligible?

If you fall under the income categories below, then you are not eligible for a stimulus payment.

• Individuals who earned more than $80,000
• Married couples who earned more than $160,000, and
• Heads of household who earned more than $120,000

IRS Stimulus Check Status Tracker

The IRS Stimulus Check Status Tracker is a tool by the IRS to help get the status of your stimulus check.

Here’s how to use the IRS Stimulus Check Status Tracker to get the status of your $1,400 stimulus payment and check on the first and second round of stimulus payments.

Step 1 – Visit the Get My Payment Website

The first step in getting the status of your stimulus is to visit the “Get my Payment” portal.

Click here to be taken to the Get My Payment portal.

Once there, click the “Get My Payment” link as shown below

Step 2 – Accept Disclaimer

Next, you will be taken to a page where you will have to accept a disclaimer with terms of use of the “Get My Payment” portal in order to proceed.

To accept the disclaimer, click the “OK” link as shown below.

You cannot proceed without accepting this disclaimer.

Step 3 – Enter your Personal Information

Next, you will be taken to a page, like the one below where you will be asked to provide your personal information in order to retrieve your stimulus payment status.

This includes:

• Social Security Number or Tax ID Number
• Date of Birth
• Street Address
• Zip Code

See the image below for details.

Once you enter the requested information, click the “CONTINUE” link for further instructions.

Step 4 – See your Stimulus Check Status

If you entered the correct information requested, you will be taken to a page like the one below where you will see the status of your stimulus check.

If your check has not been sent, it will tell you what you can do to claim your stimulus payment.

On the other hand, if your stimulus payments have been sent, you will see a status update on the date they were sent and how they were sent (Direct Deposit, Paper Check, or EIP Debit Card).

In the example below, the stimulus payment was sent via Direct Deposit.

Step 5 – Log Out

Once you are done viewing your stimulus check status, you should logout.

To logout of the IRS Stimulus Check Portal, click the “EXIT” link at the bottom of the page.

You will then be taken to the page below, which is your confirmation that you have successfully logged out.

Stimulus Check FAQs

Here are the most frequently asked Stimulus Check questions:

Will I get a stimulus check if I owe child support?

Yes. According to guidelines in the third stimulus bill, if you’re past due on child support, you can still receive your full stimulus payment.

Your $1,400 stimulus check will not be redirected to cover late child support payments.

Furthermore, if you are past due on federal or state debts, your stimulus check will not be subject to reduction or offset.

However, private debt collectors may be able to redirect your third stimulus check to cover a debt.

How much will Each Child Get in the Third Stimulus?

For first-round stimulus payments, families received an extra $500 for each dependent child age 16 or younger.

In the second round of stimulus, that amount was increased to $600.

In the third round, the amount for dependents will be significantly higher.

Each eligible dependent will get $1,400.

Furthermore, the previous two rounds of the stimulus were limited to children under age 17,

Therefore, parents with college-age students or people who claim elderly people and individuals with disabilities as a dependent did not get extra money.

However, that changes in the third round, where dependents, regardless of age qualify for the $1,400 check.

Altogether, a family of four could receive $5,600 — a huge increase from the first two rounds of stimulus checks.

Will dependent college students get the third stimulus check?

The first two rounds of stimulus checks left out many people claimed by others as dependents, including college students.

Notably, the first check left out anyone age 17 or older who was claimed as a dependent on another person’s tax return.

This included a number of college students and recent graduates, along with many retirees.

Here’s the good news: For the third round of stimulus payments, all dependents will be eligible for checks as long as the filer who claimed them meets all other qualifications.

However, the payments will go directly to the taxpayer, not the dependent themselves.

Is stimulus check taxable?

No. Similar to the first and second stimulus payments, the third round of Economic Impact Payments are not taxable and you do not have to pay income taxes on them.

That is because they are considered tax credits, not income, so you will not have to report them as income when you file your tax returns.

Also, any tax refund you are owed this year or next will not be reduced because of the stimulus checks you received.

What about the Child Tax Credit in the Third Stimulus Package?

President Biden’s stimulus package temporarily increases the child tax credit to $3,000 or $3,600 per child for most families.

Furthermore, half of it will be paid in advance later this year.

Parents can also expect to receive money through the new Child Tax Credit, worth $3,000 per child ages 6 to 17 and $3,600 for children under age 6.

The credit, based on taxpayers’ 2020 income, would normally be a lump sum on an individual or family’s income tax return.

However, according to the new bill, the tax credit will be delivered as a monthly payment from the IRS for $250 or $300, depending on the child’s or children’s age, for a full year to help families affected by the pandemic.

The current child tax credit, from the Tax Cuts and Jobs Act of 2017, provides $2,000 per child under 17 for single filers with incomes of $200,000 or less and couples filing jointly with $400,000 of adjusted gross income or less.

IRS Stimulus Check Status Tracker Summary

Here’s the bottom line:

The IRS started sending direct deposits of the third stimulus on Friday, March 12th, 2021.

Additional payments are scheduled for March 15th – 17th, 2021, and Friday, March 19th, 2021.

However, you can still get a status update on when you can expect your stimulus check using the IRS Stimulus Check Status Tracker.

To do so, you have to log into the IRS’ “Get My Payment” portal and provide your identifying information to get your check(s) status, as described in detail above.

Questions?

We hope this post on the IRS Stimulus Check Status Tracker helpful.

If you have further questions about Stimulus Checks, Social Security, or Disability benefits, please let us know in the comments section below.

Be sure to check out our other articles on:
Third Stimulus Check FAQs
What is the Third Stimulus Check Release Date?
Second Stimulus check for $600: Update
Direct Express Stimulus Check Deposit Date
Stimulus Debit Card FAQs
Direct Express Dispute Resolution Help
2022 Social Security Payment Dates
Find the Best SSI, SSDI Disability Lawyer