If you are having difficulty locating the routing number for Direct Express, or the account number to set up bill pay, add money to your account, or set up direct deposit into your account, you are not alone. The routing and account numbers are hard to locate because of valid reasons.
In this post, we will explain why Direct Express does not publicly display this information.
- Can the Direct Express Card Act as a Checking Account?
- Routing Number for Direct Express Problem
- FAQs about Using Direct Express Account
- Alert: Social Security Funds to Run Short by 2033
Can the Direct Express Card Act as a Checking Account?
The Direct Express is useful for managing your federal benefit payments, like Social Security and Disability benefits.
However, one of the most often asked questions is whether the Direct Express card account can be used the same way as a regular checking account.
The short answer is NO. Here’s why:
Routing Number for Direct Express Problem
Unlike other prepaid debit cards, Direct Express does not display the routing number and account number for cardholders to see.
In other words, Direct Express doesn’t make routing or account numbers publicly available for their cards.
You cannot add money to Direct Express Debit Card
That’s because only federal deposit payments can be put on the Direct Express card and refunds from purchases you have made.
As a result, there is no need for Direct Express to provide this information since it’s not needed for any reason.
If you are not permitted to deposit your own money into the account, there is no need to have access to the routing and account number.
However, you can pay bills online with your Direct Express card under one condition:
The merchant has to process the transaction like a credit card transaction.
If the company you are trying to pay asks for information like a routing number, you won’t be able to do that with your Direct Express card.
FAQs about Direct Express Account and Routing Number
Here are the most frequently asked questions related to this topic.
How do I add Money to my Direct Express Card?
Unfortunately, you are not allowed to add any funds to your Direct Express Card account.
The Direct Express debit card is set up to only receive federal benefit payments.
Your federal benefits are the only funds you can spend on your Direct Express card.
What’s the routing number for Comerica Bank Direct Express
Unlike other prepaid debit cards, Direct Express does not display the routing number and account number for cardholders to see.
That’s because only federal deposit payments can be put on the Direct Express card.
In addition, you can have refunds from the purchases you have made deposited onto your card.
Those are the two deposits that can be made onto a Direct Express debit card.
Because you cannot add your own funds to Direct Express account, there is no reason for the account and routing numbers to be displayed.
Does my Direct Express card have an account number?
Direct Express doesn’t make account numbers publicly available for their cards.
That’s because only federal deposit payments can be put on the Direct Express card and refunds from purchases you have made.
Is Direct Express the same as a direct deposit?
Direct Express is one way to Direct Deposit your federal benefit payment.
However, you cannot set up a Direct Deposit of other funds onto your Direct Express debit card.
That is because only federal benefit payments are permitted to be direct deposited onto your Direct Express debit card.
What bank is associated with Direct Express?
Comerica is the bank that is associated with the Direct Express debit card.
How do I set up Online Bill Pay with Direct Express?
As mentioned above, Direct Express does not make available their account numbers and routing numbers.
Therefore you will not be able to use your Direct Express card account number and routing number to set up online bill pay.
If you’re looking to make online payments here’s what to do:
You will have to have the transaction processed as credit card transactions.
That means that the Merchant has to use your Direct Express card number, expiration date, etc to process the bill payment.
Routing Number for Direct Express Summary
We hope this post on Routing Number for Direct Express was helpful.
If you have further questions about Direct Express Card, Social Security, or Disability benefits, please let us know in the comments section below.
Be sure to check out our other articles on Direct Express and Social Security, including How to avoid Direct Express ATM Fees, How to get a replacement Direct Express Card, and how to get Direct Express Emergency Cash.
