When will SSI get Stimulus Check? (IRS Update -2021)

However, the question that our readers have been asking is this – When will SSI Get Stimulus Check? Specifically, when can SSI recipients expect stimulus checks in their bank accounts, Direct Express Card, or other prepaid debit cards? Also, if checks or EIP cards are going to be sent, when will they arrive?

In this post, we will walk you through the third stimulus eligibility criteria and income limit.

Next, we will provide the latest timeline for when we expect the IRS to send stimulus payments to SSI recipients.

This will include those who get their SSI on Direct Express or other prepaid debit cards and those who don’t file taxes.

Additionally, we will walk you through how to check your stimulus check status using the IRS stimulus tracker website.

Also, we will answer questions around whether your stimulus check can be taken by debit collectors or garnished for child support and other debts.

Lastly, we will answer other frequently asked questions about the third round of stimulus.

This post will cover:

Are SSI Recipients Eligible for Third Stimulus Check?
When will SSI get Stimulus Check?
How will I Receive my Stimulus Payment?

How to Use the IRS Stimulus Check Status Tracker
Stimulus Check FAQs

Are SSI Recipients Eligible for Third Stimulus Check?

If you are on SSI and received the first round of stimulus for $1,200 and the second round for $600, here’s what you need to know:

The third round of stimulus from President Joe Biden’s American Rescue Plan will follow a similar eligibility plan as the first two.

However, there are some important differences in the income limit.

How much you are eligible for in the third round of stimulus depends on your income.

In general, the IRS will use the most recent tax return information it has on file to determine eligibility for the stimulus payments.

That means that if you are yet to file your 2020 return, your 2019 return will be used.

Here’s the income eligibility for stimulus round three based on Adjusted Gross Income (AGI) from your tax returns:

$1,400 for qualifying adults
2,800 for qualifying couples who file a joint tax return
$1,400 for each dependent child under the age of 17
$1,400 for each qualifying adult dependent

If you’re a single filer, your payment is reduced if your adjusted gross income (AGI) is above $75,000.

For married couples filing jointly, the phaseout begins at an AGI of $150,000. If you file as head of household, the reductions begin at $112,500.

Here is a summary of the income thresholds for the third stimulus payments.

	Full $1,400 per person maximum (based on AGI)	Not eligible (based on AGI)
Single taxpayer	Less than $75,000	$100,000 or more
Head of household	Less than $112,500	$150,000 or more
Married couples filing jointly	Less than $150,000	$200,000 or more

The payments are based on either 2019 or 2020 income.

If you have filed your 2020 tax returns already, your 2020 income will be used to determine your eligibility for the $1,400 stimulus payment.

SSI Recipients Eligibility for $1,400 stimulus

People who receive SSI and SSDI will once again qualify to receive a third stimulus check for up to $1,400.

Also, just like the first two rounds of stimulus payments, SSI and SSDI recipients will get their checks automatically.

Who is NOT eligible?

If you fall under the income categories below, then you are not eligible for a stimulus payment.

Individuals who earned more than $80,000
Married couples who earned more than $160,000, and
Heads of household who earned more than $120,000

When will SSI get Stimulus Check?

According to the IRS website, the first batch of stimulus checks went out on March 12th by Direct Deposit.

According to the Treasury Department, that first batch of payments was sent to eligible taxpayers who provided direct deposit information on their 2019 or 2020 returns.

This includes people who don’t typically file a return but who successfully used the Non-Filers tool on IRS.gov last year.

How about SSI Recipients?

Since the first batch of payments went out, the IRS has provided more information about when the next batch of payments will go out.

If you are an SSI recipient and:

- You did not file taxes in 2019 or 2020, and
- Did not use the Non-Filers tool on IRS.gov last year to update your information

Here’s what you need to know:

The IRS is working directly with the Social Security Administration to obtain updated 2021 information in order to know where to send your payment.

To check on when your payment will be sent, you will have to use the IRS stimulus tracking tool to get an update.

We have provided below a step-by-step process on how to use the IRS stimulus tracking website to get an update on your check.

Congress is concerned about Social Security and Disability Checks

As $1,400 Covid stimulus checks go out, some lawmakers are expressing concern that recipients of Social Security, SSI, and SSDI have not received their checks.

Congressional Democrats, including Rep. Richard Neal of Massachusetts, sent a letter to the IRS and Social Security Administration on March 22, 2021, calling for “immediate attention to this urgent matter.”

Timeline for Stimulus Checks from IRS

Here’s what the timeline looks like based on information we have gathered from the IRS website and feedback from our readers.

Here’s when you can expect to receive your stimulus check:

Process Remaining for Stimulus Bill	Actual and Future Possible Dates
House of Representatives Passes Bill	February 27, 2021
Senate Passes Stimulus Bill	March 6, 2021
House of Representatives Votes on Senate Bill	March 9, 2021
Stimulus bill signed into law by President Biden	Thursday, March 11
First direct deposit check sent by IRS	March 12 (pending), March 17 (official)
Direct Deposit Continues	March 15 – March 31
First paper checks sent by IRS	Week of March 22
SSI and SSDI checks sent	Not yet announced (Likely end of March and during the month of April)
First batch of paper checks arrive	April 1 – April 15
First EIP Prepaid Debit Card sent by IRS	Week of March 29
First batch of EIP Prepaid Debit Cards arrive	April 7-21
IRS deadline to finish sending checks	Dec. 31, 2021 (mandated by the bill)
Last date to receive a check	January 2022 (if checks sent late December)
Claims for missing stimulus money open	2021 tax season likely (in 2022)

How will I Receive my Stimulus Payment?

SSI recipients should receive their $1,400 automatically by direct deposit, Direct Express debit card, or check, just as they would typically receive their SSI benefits.

However, it is possible that your payment will be sent via a different method this time around for the $1,400 stimulus.

Therefore, it is possible that those who have their payments delivered by direct deposit previously will instead get a check or an EIP debit card.

How to Use the IRS Stimulus Check Status Tracker

The IRS Stimulus Check Status Tracker is a tool by the IRS to help get the status of your stimulus check.

Here’s how to use the IRS Stimulus Check Status Tracker to get the status of your $1,400 stimulus payment and check on the first and second round of stimulus payments.

Step 1 – Visit the Get My Payment Website

The first step in getting the status of your stimulus is to visit the “Get my Payment” portal.

Click here to be taken to the Get My Payment portal.

Once there, click the “Get My Payment” link as shown below

Step 2 – Accept Disclaimer

Next, you will be taken to a page where you will have to accept a disclaimer with terms of use of the “Get My Payment” portal in order to proceed.

To accept the disclaimer, click the “OK” link as shown below.

You cannot proceed without accepting this disclaimer.

Step 3 – Enter your Personal Information

Next, you will be taken to a page, like the one below where you will be asked to provide your personal information in order to retrieve your stimulus payment status.

This includes:

- - Social Security Number or Tax ID Number
  - Date of Birth
  - Street Address
  - Zip Code

See the image below for details.

Once you enter the requested information, click the “CONTINUE” link for further instructions.

Step 4 – See your Stimulus Check Status

If you entered the correct information requested, you will be taken to a page like the one below where you will see the status of your stimulus check.

What your Stimulus Status Means

When you use the IRS stimulus tracker, you will get various statuses. Here are the different statuses and what they mean:

Payment Status #1:

The first type of payment status will say the following:

A payment has been processed, a payment date is available and payment is to be sent either by direct deposit or mail.

Note: mail means you may be issued an EIP Card or a check.

The image below shows what this payment status looks like:

Payment Status #2:

The other type of payment status will say the following:

You’re eligible, but a payment has not been processed and a payment date is not yet available.

It will not show the amount of your 2021 Economic Impact Payment.

Payment Status – ‘Payment status not available’

If you are getting “Payment Status Not Available” from the IRS stimulus check tracker – do not be alarmed.

According to the IRS, if you receive that message it can mean one of three things:

You are not eligible for the payment.
The payment has yet to be processed
The IRS doesn’t have enough information to issue the payment to you

Here are the two types of “Payment Status Not Available” statuses you are likely to get:

Payment Status – Not Available -#1

Payment Status Not Available: We haven’t yet processed your payment or you’re not eligible for a payment.

Need More Information: Your payment was returned to the IRS because the Postal Service was unable to deliver it.

If your address has changed the IRS says the easiest way to update is to file your 2020 tax return with your current address, if you haven’t already done so.

Once they receive your current address, they will reissue your payment.

If you get this message, you can use the “Get My Payment” to enter your bank account information for direct deposit.

Payment Status – Not Available # 2

The second “Non Available” status covers the following scenarios:

The IRS cannot locate your records based on the information you entered.

However, it could also mean that the system has locked you out for excessive attempts to provide the information requested.

You can try in a few hours or the next day.

Stimulus Check FAQs

Here are the most frequently asked Stimulus Check questions:

My payment was mailed but the post office was unable to deliver it

If your stimulus check was sent by mail but your local post office was unable to deliver it for whatever reason, here’s what you need to know:

Once the IRS receives your payment back, you may be able to provide your bank account information in the “Get My Payment” tool.

Once you do that, the IRS will have your payment reissued as a direct deposit.

However, if you need to update your address, the easiest way to do it is by filing your 2020 tax return with your current address, if you haven’t already done so.

Also, the fastest way to file your 2020 tax return and update your address is to file the return electronically.

Where did the IRS get my bank information?

The bank account information in the IRS’ “Get My Payment” came from one of the following sources:

Your 2020 tax return.

Your 2019 tax return if your 2020 return was not processed when the IRS started issuing payments.
Information you entered on your Non-Filer registration in 2020.
Information you entered on Get My Payment in 2020.

A federal agency that provides you benefits, such as: the Social Security Administration, Veteran Affairs or the Railroad Retirement Board.
Federal records of recent payments to or from the government, where available, for those without direct deposit information on file with the IRS.

However, if you don’t recognize the bank account number displayed in the Get My Payment tool it does not mean your deposits were made to the wrong account.

Also, it does not necessarily mean that there is fraud.

Additionally, if you do not recognize the account number, it may be an issue related to how information is displayed in the tool tied to temporary accounts used for refund loans/banking products.

Therefore, there is no need for you to complete Form 14039, Identity Theft Affidavit.

My bank account information has changed. My Stimulus Was Sent to my Old Bank Account

If your stimulus payment was sent to the wrong bank account, here’s what the IRS wants you to know:

If your bank information is invalid or the account has been closed, the bank will return your payment to the IRS.

Once the payment is returned to the IRS, they will mail it to you by check at the address they have on file.

When will SSI get Stimulus Check Summary?

Here’s the bottom line:

The IRS started sending direct deposits of the third stimulus on Friday, March 12th, 2021.